February 13, 2025 in 
Adds the ability to pay for new vehicles using financing, allowing you to pay for new vehicles with monthly payments over either 6, 12 or 24 months, with small interest rates. Missed payments will result in additional interest, and failing to pay back the total sum by the end of the financing period will result in the vehicle being repossessed.
Changelog:
Credits:
Arrow
Download mod
| File | File size |
|---|---|
FS25_Financing_V1_0_0_2
|
96 KB |
Found a bug. I was unable to borrow equipment to complete contracts with this mod enabled. im going to have to remove it until this issue is fixed.
Very useful mod, but I found a problem. I have already bought two tractors using financing to pay in 6 months, both of them. Than I tried buying a third, again to pay in 6 months. But after acquiring the equipment, I could not save the game anymore. I get the following error: “Error: Running LUA method ‘onSaveStartComplete’.”. That means I can buy 2 equipment with financing, but a third causes the problem.
In the real world, small machinery and implements usually pay for themselves within 2–5 years, while tractors and combines typically take 5–10 years to pay off. Is it possible to adjust a mod to reflect this more realistic return period?
Great mod but has a flaw.
*Played in multiplayer*
When financing a vehicle, you get the vehicle at a lower cost than the full price.
If you sell that vehicle after financing it, it will sell the vehicle at full price so essentially you can just cheat your money with this method.
I was unable to find out where to make payments on the financed vehicle, or if this is automatically taken from your account after the time that you select when your first finance the vehicle.
There was also no where you can tell how much you paid for the vehicle and what option was selected when you financed it so that you would know when and how much you owe.
So essentially you are able to finance a vehicle for a lower price and then just resale the vehicle at full price to earn money giving you access to infinite money.
How do we find the payment information? Where do we make payments? How do we see how much a monthly payment will be for everything we have financed? Great concept but needs a lot more work.
An error was encountered that caused the game to freeze：
D:/Documents/My Games/FarmingSimulator2025/mods/FS25_Financing/src/Financing_Vehicle.lua:8: attempt to iterate over a nil value
2025-02-13 14:29 Error: Running LUA method ‘update’.
Need two add the ability to pay the loan manually or pay off loan early
I concur with this statement.
When I enter to vehicle’s configurations, vehicle and price are disappeared. How fix it?
Very cool idea!